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Garage & Shed Financing

A Hassle-Free Loan That Rewards You For Good Credit!

Loans from $5,000 to $100,000 and from 2 to 7 Years - Competitive fixed-rates with flexible terms and no fees or prepayment penalties.

No Need to pledge your assets - No need to leverage valuable home equity. A LightStream home improvement loan is unsecured so it is lien and collateral-free.

How it works...

1.  Apply Online. - You will receive a response shortly (during business hours).

2.  Accept Loan Agreement. - Once approved, e-sign your loan agreement and set up your loan for funding.

3.  That’s it!  Use Your Loan. - Receive your funds as early as today. †  It's that simple.

† You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.

Here are a few examples of our buildings with sample loan terms and payments:

20' x 24' Board & Batten Garage 16' x 20' Apline Pavilion

20' x 24' Board & Batten Garage
$11,745, 3-Year Loan, 4.29%
Monthly Payment = $348.28

16' x 20' Apline Pavilion
$10,060, 3-Year Loan, 4.29%
Monthly Payment = $298.31

12' x 24' Lean-To Horse Barn 24' x 24' Two Story Dutch Garage

12' x 24' Lean-To Horse Barn
$14,640, 3-Year Loan, 4.29%
 Monthly Payment = $434.12

24' x 24' Two Story Dutch Garage
$26,803, 5-Year Loan, 7.29%
Monthly Payment = $534.41

 Click Here To Apply Now

Loan Terms:
Rates quoted with AutoPay option. Invoicing option is 0.50 points higher. Invoices are delivered by email.
Fixed rate, simple interest fully amortizing installment loans, no fees or prepayment penalties.
Loan proceeds may not be used to refinance any existing loan with LightStream.

Financing is provided by Lightstream - A Division of SunTrust Bank.

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* The APR listed is for an unsecured home improvement, pool, or solar system loan between $10,000 and $24,999 with a term between 24 and 36 months, for applicants with excellent credit. Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.